Since December 1, 2025, 14 participating institutions must offer a bank account for $4 a month or less, and waive the fee for youth, students, GIS seniors, ...

Many Canadian credit cards double the manufacturer's warranty by up to one extra year. We compared four cards' certificates and worked out when a store ...

Payday loans in most provinces can cost $14 per $100, a simple annual rate of 365%. Here is what $500 costs over two weeks to a year compared with a line of ...

Canadian law caps your liability for unauthorized use of a bank credit card at $50, and you are not liable for debit card losses beyond your control. Here are ...

Apple One Individual costs $22.95 a month and only beats buying services separately if you would pay for Apple TV plus Apple Music or Apple Arcade. Here is the ...

Unused RESP grant room carries forward, but only $1,000 of CESG can be claimed a year. Start by the year your child turns 10 to still get the full $7,200; here ...

You have 90 calendar days to claim back a personal pre-authorized debit that broke your agreement, came after you cancelled or was never authorized. Here is ...

The U.S. is removing its 50% tariff on Canadian seaweed, boxes, plywood and some farm machinery on October 30, while adding other goods. Canada's own surtax on ...

Ontario plans optional digital ID, starting with a digital Ontario Photo Card after consultations that begin in late 2026, and intends to introduce a law in ...

Closing an unused credit card does not erase its history, but it cuts your available credit and can push your utilization up. Here is the math on a three-card ...

Most non-redeemable GICs cannot be cashed before maturity, and redeemable ones usually cost you interest if you exit early. Here is what five issuers' terms ...

We ran 15 Canadian cash back cards through three household budgets with every cap and fee applied. The Scotia Momentum Visa Infinite nets about $702 a year for ...