Accelerated biweekly payments add up to one extra monthly payment a year, which saved about $42,400 on a hypothetical $500,000 mortgage at 4%. Regular biweekly ...

If you put more into your TFSA than your room allows, the CRA charges 1% a month on the highest excess. Here is what that costs, the re-contribution trap that ...

RBC, TD and CIBC charge $2 and Scotiabank $1.50 when you use another bank's ATM in Canada, and the machine's owner can add its own fee. At $5 a withdrawal, ...

A 0% balance transfer can cut the cost of a $5,000 card balance by hundreds of dollars, even after a 1% to 3% fee. Here is the math on two real Canadian ...

After 10 years with no activity, a federally regulated bank must transfer your balance to the Bank of Canada, after sending notices at 2, 5 and 9 years. Here ...

The Executive upgrade costs $65 and pays about 2% back, so it breaks even at $3,250 a year of eligible pre-tax spending, or about $3,673 once Ontario HST on ...

Paying only the minimum keeps your card in good standing, but on a "$10 plus interest" card a $5,000 balance at 21.99% would take over 41 years and cost about ...

A federally regulated bank can hold a Canadian cheque for 4 to 8 business days, and must release the first $100 right away or the next business day. Here are ...

Utility rebates for home upgrades in BC, Ontario, Nova Scotia and Manitoba in October 2026: heat pump, thermostat and appliance programs, free upgrades for ...

Solar and battery rebates in Ontario, British Columbia and Quebec in October 2026: what each program pays, the contractor and rate rules attached to BC Hydro's ...

What Quebec homeowners can claim in 2026: Hydro-Québec's LogisVert grants for heat pumps, dryers, induction ranges and solar, the Rénoclimat program that ...

Canada's federal EV rebate is now the Electric Vehicle Affordability Program: up to $5,000 for a battery-electric vehicle in 2026, applied by the dealer at the ...