Canada's big banks charge $0.99 to $1.20 per $100 of your card balance each month for balance insurance. On a steady $3,000 balance that is up to $432 a year, ...

A federally regulated bank has 56 days to give you a written final response to a complaint. After that, or once it answers, you can take the dispute to OBSI ...

A monthly transit pass pays off at about 30 rides in Montreal, 32 in Calgary, 34 in Ottawa and 42 in Vancouver. Toronto has replaced most adult passes with a ...

A rate 0.40 points lower saves $7,471 in interest over five years on a hypothetical $400,000 renewal. Here is the break-even rate gap for your switching costs, ...

Overdraft protection at TD, Scotiabank, CIBC and BMO costs $5 a month or $5 per use, plus interest. Here is which plan is cheaper over a year and when it beats ...

The Bank of Canada raised its policy rate to 2.50% on October 28, 2026, its first hike since July 2023, and prime rose to 4.70%. Here is why gas prices drove ...

Amazon Prime costs $99 a year or $9.99 a month in Canada. Paying annually saves $20.88 if you keep it 10 months or more, and DashPass now comes included.

Go more than $2,000 over your RRSP deduction limit and the CRA charges 1% a month on the excess. Here is what a $10,000 mistake costs depending on when you fix ...

Outside Quebec, a store can add up to 2.4% when you pay by Visa or Mastercard credit, but not on their debit or prepaid cards. Here is what Rogers' new 1.6% ...

At many Canadian card issuers, paying less than your full statement balance means interest on every purchase back to the day you made it. In our example, ...

Netflix Standard, Spotify Premium Individual and Apple TV cost $2,878.20 over five years in Canada before tax. Switching Netflix to the ad plan and rotating ...

CMHC mortgage insurance costs 4.00% of your loan with 5% to 9.99% down, or $19,000 on a $500,000 home. Here is every premium tier, what it costs once interest ...