The CRA says to keep tax records for at least six years from the end of the tax year they relate to. Here is the exact shred date for each year and when you ...

RBC, TD, Scotiabank, BMO and CIBC each charge $2.00 to use an ATM they don't own, and the machine's owner adds its own fee. Here is what each bank charges and ...

A $500 credit card cash advance repaid after 30 days costs about $14.50 at TD or Scotiabank, because interest at 22.99% starts the same day. Here is the math, ...

Disputing a credit report error with Equifax or TransUnion is free and usually takes 15 to 30 days. Here is how each bureau handles it, a dated timeline, and ...

Walmart+ costs $89 a year in Canada and breaks even at about 10 same-day grocery deliveries of $35 or more. Here is the fee math for the annual and monthly ...

Most Interac e-Transfers arrive within 30 minutes, and a transfer that is not accepted expires after 30 days. Here is what bank terms say about timing, stop ...

A 0.9% monthly fee on a 12-month credit card instalment plan works out to about 19.4% a year. Here is what BMO and Scotiabank plans cost on a $1,200 purchase, ...

Stopping a personal cheque costs $0 to $30 per request at RBC, TD, Scotiabank and CIBC, depending on the bank and how you ask. Here are the fees, the four ...

Uber One costs $9.99 a month plus tax in Canada. With a $2.99 delivery fee and a $30 restaurant order, it pays for itself at about three eligible orders a ...

The FCAC suggests 3 to 6 months of expenses, but EI changes how much cash you really need. Here is the gap worked out in dollars, with and without EI.

Interest from savings accounts and GICs is taxable in Canada, even when it is under $50 and no T5 slip arrives. Here is how it is taxed, the yearly GIC rule, ...

Apple charges 0% on iPhones over 24 months, so an iPhone 17 (256GB) is about $54.13 a month with HST paid up front. A carrier deal only wins when its phone ...