Paying car insurance monthly in Ontario costs at most 1.3% of a 12-month premium, or $28.83 on the June 2026 average of $2,218. ICBC's plan is 3.45% plus a $15 ...

A credit card cash advance has no grace period, a higher rate and a fee every time. Here is what one costs at TD, RBC, Scotiabank and BMO, with the fee and ...

CDIC insures eligible deposits up to $100,000 per category at each member institution, interest included. Here are the nine categories, what is not covered, ...

A cash back card's annual fee pays off when the extra cash back beats the fee. Using CIBC's $0, $99 and $120 Dividend cards, the $120 card wins at about $709 a ...

Accelerated biweekly payments add up to one extra monthly payment a year, which saved about $42,400 on a hypothetical $500,000 mortgage at 4%. Regular biweekly ...

If you put more into your TFSA than your room allows, the CRA charges 1% a month on the highest excess. Here is what that costs, the re-contribution trap that ...

RBC, TD and CIBC charge $2 and Scotiabank $1.50 when you use another bank's ATM in Canada, and the machine's owner can add its own fee. At $5 a withdrawal, ...

A 0% balance transfer can cut the cost of a $5,000 card balance by hundreds of dollars, even after a 1% to 3% fee. Here is the math on two real Canadian ...

After 10 years with no activity, a federally regulated bank must transfer your balance to the Bank of Canada, after sending notices at 2, 5 and 9 years. Here ...

The Executive upgrade costs $65 and pays about 2% back, so it breaks even at $3,250 a year of eligible pre-tax spending, or about $3,673 once Ontario HST on ...